Construction
Industry
Cottingham & Butler provides tailored insurance solutions for the construction industry's complex and evolving risks.
Don't let construction's dynamic challenges hold you back. Our construction insurance and surety experts become an extension of your team, crafting customized solutions to address your specific project risks – residential, commercial, or municipal.
We provide expertise and insurance solutions to address a range of construction business exposures.
Coverage Solutions
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Alternative risk (high deductible structure programs, captives, and risk-sharing pools)
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Auto
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Builder’s risk
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Contractors Professional
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Contractors Pollution
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Drone coverage
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Environmental risks
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General liability coverage
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Management Liability (D&O/EPL/Fiduciary/Crime) and Cyber
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OCIP / CCIP / Wrap-Ups
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Professional liability insurance
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Property
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Surety
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Umbrella / Excess
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Workers’ compensation
Service Solutions
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Certificate review
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Claims advocacy and management
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COI Tracking Software (RMC)
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Contract review and insurance policy compliance
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Contractual risk transfer consulting
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Experience modification review and analysis
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Full suite of safety services via wholly owned safety management service company
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Surety Bonds
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Toolbox Talks / Safety Training Videos
Build Smarter, Build Stronger with CSIL
In today's competitive construction landscape, every edge counts. CSIL, Cottingham & Butler’s member-owned group construction captive, empowers you to take control of your insurance destiny.
Featured Expertise
The World of Construction Thrives on Trust
The world of construction thrives on trust. From blueprints to finished structures, the entire process relies on the commitment of various parties. But what happens when things don't go according to plan? Enter surety bonds – the unseen guarantor of project completion in the construction industry.
Investing in a surety bond is an investment in project success. It minimizes financial risks, opens doors to new opportunities, and fosters a collaborative environment built on trust. At Cottingham & Butler, our team of experts helps navigate the surety bond process, securing the most competitive rates and customized solutions for your specific construction needs.
Don't Let Statistics Define Your Safety Culture
While the construction industry is vital to our modern world, it also holds it’s inherent safety risks. According to the Bureau of Labor Statistics, construction fatalities occur at a rate of 9.6 per 100,000 workers – significantly higher than the national average. These statistics translate to real challenges – workers’ compensation claims, project delays, and increased insurance premiums all stem from a weak safety culture.
The good news? A proactive safety approach dramatically reduces these risks. Cottingham & Butler offers comprehensive safety services, including risk assessments and training programs, to empower construction companies to prioritize safety.
Contractual obligations can be complex, but when properly managed, they can help manage the risks inherent to construction contractors.
As a Cottingham & Butler client, you get exclusive access to insurance coverage law attorneys, providing the contractual risk transfer guidance you need, and the peace of mind you deserve.
