Joining our Construction Captive means collaborating with like-minded best-in-class companies.
Together, you'll gain control over your insurance programs and unlock the potential for substantial cultural and financial improvements.
Building a Better Future
At Cottingham & Butler, our unwavering commitment revolves around building tightly controlled captives with a carefully curated selection of members. Our primary aim is to ensure that all members share common insurance goals and strategies, creating a solid foundation for success.
Standard Market
For best-in-class businesses, traditional insurance has historically been the go-to-choice for managing risk. However, it often comes with costly challenges.
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Fluctuating insurance costs regardless of claims experience
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Market volatility beyond your control
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Limited influence over claims management
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The stress of last-minute renewals
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Insurance carrier retains profits
Captive Program
A group captive brings together best-in-class companies who join to form their own insurance company. The captive is controlled by its owners, enabling companies to break free from the standard market.





Unlock the Strategic Benefits of Captive Insurance

Predictable Costs

Less Market Volatility

Control Over Claims

Lower Premiums

Tailored Coverage

Best-in-Class Peer Engagement

Return of Underwriting Profits

Company Specific Loss Control
