In today's economy, skyrocketing healthcare costs create significant challenges for employers and employees alike. How can organizations provide valuable benefits while managing expenses?
The Family Advantage Health Plan offers an innovative solution – providing eligible employees with 100% healthcare coverage for their families while helping employers save 5-15% on health plan costs.
Key Benefits
This program requires no changes to your current plan, networks, or broker relationships. Employees receive a payroll bonus to enroll in another employer's health plan, plus full reimbursement for all out-of-pocket expenses through a Health Reimbursement Arrangement.
Employees with higher healthcare needs gain complete coverage, while employers improve their risk profile and reduce costs – a true win-win.
Simple Eligibility
Two requirements apply:
Employees must have been enrolled in your major medical plan for at least 12 months
They must have access to another employer-sponsored health plan (typically through a spouse)
How It Works
Participants enroll in their spouse's employer plan as primary insurance and the Family Advantage Health Plan as secondary coverage. They receive a debit card for smaller expenses and an app for claiming larger reimbursements. Additionally, families receive approximately $50 per covered member monthly to offset premiums.
On average, employers save $10,000 for every family of four that transitions to this program.
Learn More
Watch our video below to discover how the Family Advantage Health Plan can revolutionize your benefits strategy while reducing healthcare expenses.